Archive for the Original Content Category

Social Security Is An Entitlement

Sunday, December 9th, 2012

Recently I received an email whose author was indignant that his social security check is considered an entitlement. The email goes on about how he “earned” his social security and medicare and therefore they aren’t entitlements. Below was the response I penned to the person who forwarded me the email.

 

I always look at it a little bit differently, as I am one of those that probably won’t collect a single dime from social security, even though I’ve been paying into the system for nearly 30 years.

  • 1. Social security is a ponzi scheme. One doesn’t have to pay into the system to collect benefits. If you’re collecting it now, it’s not because you paid in, it’s because I pay now. I’m forced by law to join the ponzi scheme.
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  • 2. The government never invested our money (nor did it intend to). It took money from you and I via a payroll tax and spent it. Voters returned the biggest spenders back to Congress because they were bringing home the ‘bacon’ for their district. After decades of this behavior our countries debt is in excess of our GDP.
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  • 3. Every single time someone tried to reform Social Security voters rose up and acted like the sky was falling. Raising the eligibility age by 5 years would have saved billions. People live a lot longer now than they did in the 1930s when the program was implemented. It took nearly 25 years to get a raise of a mere 2 years put into law.
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  • 4. Medicare is one of the most inefficient and wasteful programs in existence. You aren’t paying for it, I am, and I get to pay twice because medicare is so poorly run that it doesn’t even cover the cost of most procedures. People who pay cash or have insurance make up the difference. That’s why EVERY SINGLE YEAR since 2003 Congress passes the “Doctor Fix“.
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  • 5. Every single time someone tried to reform Medicare voters rose up and acted like the sky was falling (again). Does it really make sense for the government to pay for a multimillionaires health care just because they are over 65? Can’t they afford insurance on their own? We want to raise taxes on the wealthy but won’t make them pay for their own medical care.


Now you know why so many younger people would like to get out of this poorly run ponzi monopoly that takes 15% of our salary every month and will be totally bankrupt by the time we might be able to use it. You pay 7.5% and your employer pays 7.5%, if you’re lucky enough to be self employed, you cover the whole 15%.

 

Imagine what you could do with that money! The 1/2 your ‘employer’ put in could have been part of your salary. Hell even if your employer only gave you 1/2 of his share, that means that every month you would have taken home 10% more money. If you had invested that over your lifetime it would have at least returned 3%. Most of you would be millionaires. Image what you could have done with the money TAKEN from you over a lifetime. Instead of you spending it, your social security tax money kept some bureaucrat paid while they were wasting our money.

 

The mistake was to give the folks that invented waste & fraud control of a big portion of our retirement! WHAT WERE THEY THINKING?

 

The IDEAL of Social Security and Medicare is admirable. You paid a tax (or not) and now your entitled to a government benefit. In practice it just feeds a ravenous government or is used as a political bludgeon to beat anyone that dare ask for an efficient, transparent, & sane government. The problem with ponzi schemes, you eventually run out of someone else’s money. The money you paid in is long gone and the government is fast running out of my money.

 

Respectfully,
-A Taxpaying Employed Person (An endangered species)

Compassion

Monday, November 5th, 2012

The stereotypical conservative argument for a candidate is one based on ideals, theories, and is usually an intellectual appeal. Appeals to emotion from conservatives usually deal with very specific cultural issues such as abortion. In these pages and across the internet the cultural and the intellectual arguments have been made over and over. I’d like to offer a different argument for supporting the Romney Ryan ticket. Compassion for my fellow Americans and the humility and passion of a leader that understands his limits.

 

There are a more than 46 million Americans on food stamps (now called SNAP). More than 23 million Americans are either unemployed or under employed. Half of all college graduates have no job after college. Every man, woman, and child in the United States is currently on the hook for $51,585 in national debt. When once calculates the debt per citizen for the huge unfunded liability that we carry, that number jumps to over a million dollar per US taxpayer. Our collective debt continues to grow by the second.

 

Those number should make you weep. The increase in poverty alone should be a national scandal. Behind these numbers are real people, in real need, and they’ve been ignored in favor of a hyper left wing statist agenda. President Obama makes excuses as more people are forced to rely on government assistance. Instead of programs designed to stimulate jobs the Obama actually spends your tax money to convince people that they shouldn’t be ashamed of using public assistance. The failure of leadership shows a decided LACK of compassion.

 

Romney understands that if people had a job they wouldn’t have to feel ashamed. He has compassion for their plight.

 

The breadth and depth of these problems requires serious reform and the ability to work in a deeply divided legislature to come to some consensus. Barrack Obama’s ability to work across the aisle can be summed up in two words “We Won”. He used that phrase to tell Republicans what he thought of their ideas during negotiations for the massive failure none as Obamacare. Instead of jobs and a recovering economy, Obama delivered a massive new entitlement that suppresses job growth and punishes innovators and the working poor.

 

Romney doesn’t have Obama’s ego that snuffs out any chance of bipartisanship. He has the humility to succeed.

 

The debt crisis and the looking fiscal cliff loom large on the financial horizon. Cutting the federal government from it’s addiction to cheap credit will be a massive undertaking. The national debt already exceeds the total annual economic output of the entire Untied States. Without judicious action the this generation will not be able to pass on to their children a country better than they found it. Without immediate changes, Social Security and Medicare will go bankrupt and leave millions without any safety net or retirement. The Obama plan repackages more of the same failure and seems predicated on his being out of office before it all comes crashing down.

 

Mitt Romney firmly believes that we have to save the programs we have and put the country on a path to sustained growth so our children are left with a better country than we were. He has a passion for getting the numbers right.

 

Our country and countrymen have suffered under four years of failed leadership. A leader whose compassion has more to do with his ego than the plight of everyday Americans. A leader whose passion has been his golf game and the trappings of office, not getting the job done for ordinary Americans. It’s time to elect a leader that brings compassion for the American people, a passion for the American ideal, and the humility to work within the system to get the job done. It’s time to elect Mitt Romney.

 

Not Optimal

Monday, October 29th, 2012
Not Optimal

Not Optimal

You’ve been screwed

Sunday, October 28th, 2012

In polite company using the slang phrase “You go screwed” may be a regarded as unseemly, perhaps even rude. Among friends though, everyone understands the phrase means that you got bilked or cheated. The sad fact is that we’ve all been screwed by government programs that were designed ostensibly to help us. A perfect example is the most recent recession which was caused by government programs that were supposed to help us. Instead of helping, federal housing programs forced institutions to make bad loans, created massive housing inflation by inflating the credit market which was followed by a bust that still has many underwater on their mortgages. President Obama’s first term is full of programs that hurt far more than they help, funded by borrowed money. Here is a a short list of programs, what their end result was, and who got screwed.

 

The Program: Auto Industry Bailout
The Result: Designed to help the car industry the bailout superseded the normal, well established bankruptcy procedure and replaced it with a highly politicized plan that rewarded political allies. The plan forced investors to take massive losses, while giving large chunk of the car companies to directly to unions. It also made union member’s pension and healthcare plans whole while drastically cutting non union delphi employee benefits. Decisions were made to favor political allies, not to bolster the business of a failing US auto maker. To add insult to injury, most experts predict GM will be back in bankruptcy by 2016. The true cost to the American tax payer won’t be fully known until the government sells its GM stock. 
Who got screwed: GM and Chrysler investors and stock holders, the rule of law, non union auto workers.

 

The Program: Fast & Furious
The Result: In a claimed attempt to curb illegal guns going to Mexican Cartel members, the ATF allowed thousands of guns to go into Mexico with no way to track them. The ATF never informed their Mexican counter parts about the firearms and even overrode local field officials that begged their superiors to allow them to arrest gun walkers. The firearms that the ATF deliberately allowed to flow into the hands of criminals have shown up at the scene of hundreds of violent crimes in Mexico and killed US Border Patrol Agent Brian TerryPresident Obama asserted executive privilege to block the release of documents on the program to the House oversight committee which was investigating the program.
Who got screwed: Poor Mexicans living in the unmarked border areas between rival Mexican gangs all across Mexico. Americans living along the porous border with our southern neighbor & the men and women that work there for the border patrol.

 

The Program: Cash For Clunkers
The Result: Designed as a 3 billion dollar gift to the US auto industry, the program ended up paying 24,000 for each vehicle sold, and had little impact on new car purchases. Besides costing a ton of money the program destroyed and removed from the used car market thousands of cars driving up used car prices. The average increase for a used car was more than 10%, but because of the number of largish SUVs that were traded in, the market for used SUV’s and full sized trucks rose 30%.  On the coasts among the green elite these vehicles are known as “gas guzzlers”, for the rest of America, the same vehicles are known as the work truck.
Who got screwed: The poor, especially the working and rural poor in need of basic transportation. All hard working Americans and businesses that needed affordable used cars and trucks.

 

The Program: The Federal Takeover of Student Loan Guarantee Program
The Result: Designed to help more students afford college, the federally guaranteed loan program has helped fuel education inflation rate which is running 498% (no that isn’t a typo) since 1986. That inflation rate is outpacing the consumer price index, healthcare prices, and even such highly volatile commodities like gasoline. Much like other federal programs, pouring money into the market place has driven prices up and helps account for the huge debt that students graduate college with. Sadly some of the increase in costs has to do with increased back office staff required by federal government dictates helping create a vicious cycle. More money is required in tuition to support more staff to get more money. Is it any wonder students graduate with more than 25,000 dollars in debt?
Who got screwed: Students and the people that pay for their education.

The Program: Patient Protection and Affordable Care Act (ObamaCare)
The Result: In an effort to help the 15% of US citizens that were uninsured the Obama administration gave us a monstrous healthcare bill that makes 100% of us pay. Unlike the promises, the program will cost over a trillion dollars and puts into law some of the most perverse economic incentives imaginable. The law provides incentives for employees to drop coverage (up to 20 million by CBO estimates), incentives for business to drop the number full time workers, and punishes medical innovators. The increased complexity and coverage required is costing consumers through increased costs for all healthcare insurance and in 2018 the law adds a 40% tax to “gold plated” healthcare benefits. One of the other perverse incentives is that the ‘free contraceptives for women’ clause has sucked the dollars out of research into advanced oral contraception for women (Popular birth control advances like Seasonale would never have been invented if this law went into affect earlier).
Who got screwed: Everyone that purchases or uses the US healthcare system. It hurts the working poor and Senior medicaide recipients the most.


 

These are but 5 examples that come from thousands of pages of legislation that have been passed during President Obama’s first term. An underlying problem with Obama’s programs is that the people dreaming them up them have little or no experience with a functioning marketplace. The administration has proven that it has no respect for the unintended consequences of government interference. The same administration has proven that it doesn’t care how much debt the government takes on. President Obama’s total disregard for fiscal responsibility has brought us a national debt that is now more than 16 trillion dollars! That’s more than 51,000 for every person that lives in the United States.

 

You’ve been screwed.

 

 Is it any wonder that voters are breaking for Mitt Romney, a man that understands how the economy works, how markets work, and actually has a plan for our nation’s future?

 

Another Son Lost

Sunday, October 28th, 2012
Another Son Lost

Another Son Lost

Another Son Has Been Lost

Transparency

Monday, April 23rd, 2012
Romney's Taxes

Click on image for full size cartoon

Has Andrew Breitbart won? The failure to properly vet the president was a rallying cry of Breitbart shortly before his death. On Saturday the über liberal New York Times promised to vet President Obama this election cycle. The Grey Lady, who in prior award winning journalistic fashion reported glowingly on 1930s progressive icon Joseph Stalin, admitted to not doing it’s job during the last election. From the Times Public Editor:

According to a study by the media scholars Stephen J. Farnsworth and S. Robert Lichter, The Times’s coverage of the president’s first year in office was significantly more favorable than its first-year coverage of three predecessors who also brought a new party to power in the White House: George W. Bush, Bill Clinton and Ronald Reagan.

Color us unimpressed. The Obama campaign still routinely thinks that it plays by different rules than everyone else. Especially when it comes to issues of disclosure, asking others to do that which it would not. From blocking the release of White House visitors list  to delaying Freedom Of Information Act requests from conservative groups, the Obama camp makes a mockery of the “most open and ethical administration in history” promise. That’s without getting into Solyndra, hookers for the Secret Service, Fast and Furious, and lots of Crony Capitalism.

 

Perhaps the only way to get some answers would be to hack his teleprompter. That’s a better plan then relying on outfits like the New York Times to report fairly on the President.

 

Update: I changed the title to match the article and cartoon. The original title was a play on how unrelated the calls Romney’s taxes are on anything to do with actual transparency. I was being too clever by half  -AG

“How To Improve Your Handicap” – A Presidential Memoir

Thursday, April 19th, 2012

Click on image for full sized cartoon

Honest Conversations

Wednesday, April 18th, 2012

 

The next paragraph is offensive. I will write it, pause, and provide some space to allow you to read, and exit the website without reading another offensive word if you so desire. You have been warned.

 

In the US, blacks are 6 times more likely to be a victim of homicide than whites. 46% of the people arrested and convicted of murder are black, while blacks only make up about 13% of the US population. 86% of white victims were killed by whites, 94% of black victims were killed by blacks. Blacks make up almost 40% of the prison population.

 

Do you think I’m a racist for mentioning these facts? Do you think that these statistics should not be discussed? If so please STOP and follow this link –> away from the blog

 

I’ll wait for you to go…..

 

Still here? Are you sure you want to stick read the rest of this . . . .

 

Last chance to leave, just follow the link –> Here

 

Good – we finally got rid of the people that made those stats possible and an entrenched reality for our country. It is impossible to discuss solutions if we are afraid to admit that a problem exists. More importantly if we are unafraid of the truth, then sacred cows that perpetuate problems can be turned into hamburger instead of being kept alive.

 

The first stat that I’d like to tackle is the last mentioned in our intro, incarceration. The number of black men that are currently behind bars is a national tragedy. There is a single significant factor that explains the difference between white and black incarceration rates. It’s not education, poverty, geography, or even race. That factor is single parenthood.

 

Think about that fact for a second. It’s stunning. Unlike race hustling lawyers that will use statistics to prove anyone with deep enough pockets is racist, here is a stat that shows that we aren’t a racist society. A stat that shows that a well understood individual choice has a deep and profound impact. The entire black community pays dearly for a 72% unwed mothers rate.

 

Children of single mothers are more likely to commit suicide, abuse drugs, fail to finish school, and commit crime. Not all children of single parents have these problems, but statistically the risk is much, much higher. The typical MSM response to these facts is to run a feel good story of the successful single mom or dad. They prefer to ignore the facts or change the conversation when it comes to the darker side of single parenthood. The reason these are feel good stories is that they are stories about people beating the odds. If such stories were common they wouldn’t be worthy of mention. The link between single motherhood and crime is long established.

 

How do we stop or slow single motherhood in our country? Currently our government gives a bonus to poor unwed mothers that have babies. This is done out of concern for the child and is done with the best intentions, but does it really help in the long run? Would it better to withdraw public assistance if a young women gets pregnant because she decided to have a baby she couldn’t support? Should a bonus be paid if a man marries a women he impregnates instead of punishing him? Do we bring back the “scarlet letter”?

 

Here is where your humble opinionator does something different than most. I don’t have all the answers to those questions. What I do know is that what we are doing now isn’t working. What we know with absolute certainty is that paying unwed mothers who have children is the same as paying unwed mother TO have children. The charity provided that makes having a child out of wedlock possible, also makes it a more viable financial option. More money merely exacerbates the issue by providing stronger incentives. This is a complex problem with no easy answers. My suggestion is that a little bit of tough love is better than a free handout.

 

Our President and the left in this country like to look at the world through a prism of race and victimhood. Solutions proposed by adherents of this mentality involve racial and gender quotas, or redistribution of wealth to ‘enforce equality’. Facts, fallout, and long term consequences are rarely examined in detail. The result of this attitude are such outlandish policies as denying Asian students admission because too many were good at math and science. Our education system is now so hostile to men that fewer of them complete college. Statistically, all men would qualify for an affirmative action program if the department of justice applied standards uniformly. The ideology that limits opportunity for asians while reducing the percentage of men that obtain higher education is the same ideology that’s driven the cataclysmic rise in illegitimacy.

 

The black unemployment rate is a shocking statistic. We’ve spent billions and billions on “stimulus” and “training” and have little to show for it. Regardless of the fact that blacks have disproportionately suffered under Obama’s economic policies, nobody thinks those policies are racist. If we had an honest conversation about that failure, perhaps together we could work on more effective solutions. Isn’t that what a leader is supposed to do?

 

Actions based on left-wing ideology have, perversely, driven up the ills they were intended to reduce. The kind of thinking that limits opportunities for asians with quotas and has made higher education for men less likely, has also led to the boom in single parenthood. The challenge is to deal with the reality of the causes in ways that may seem harsh, but will ultimately be effective. From stay-at-home moms, to single parents, to root causes of many of society’s ills, an honest conversation is hard.

Checking ID

Tuesday, April 17th, 2012

checking id

 

 

Vet The President

Monday, April 16th, 2012

WAR

 


The Vetting, Part I: Barack’s Love Song To Alinsky